The initial number is always ignored. A perfect hand is what they call Natural Nine. When you have two cards, when you add them up, the total value is nine. If one of the players, including the banker, has a Natural Nine in hand? Then other players can no longer get a third card.
Take time to find the casino and charge their players a small bonus. Many casinos charge their customers a 5% fee, so you may want to check out the interest charges in the area, which are lower than usual.